The Cost of Attendance (COA) below reflects the estimated amount it may cost to attend North American University for an academic year. It includes the average tuition and fees, books & supplies, food and housing, transportation, and personal/miscellaneous expenses for two semesters. The COA is determined by the housing arrangements indicated on the student’s FAFSA, along with the intended enrollment status, and is used to determine financial aid eligibility.

All financial aid awards are initially calculated based on the “Off-campus” cost of attendance. If you would like to update your cost of attendance to reflect living “On-Campus” or “With Family,” please notify the Office of Financial Aid as soon as possible via email at financialaid@na.edu.

A student’s cost of attendance is comprised of two distinct types of costs:

Direct Costs

These costs will appear on your bill and are paid to the University:

• Tuition: the cost of tuition for a student taking 12-16 credits during the academic year.
• Fees: the fees charged to the student’s account including the student service fee, library fee, departmental fee, computer and internet fee, etc.
• Food & Housing: the estimated cost of living in a dorm or living off-campus individually or with family. Food and housing are considered indirect costs for students living off campus.

Indirect Costs

These costs will not appear on your bill but are estimated expenses students may incur while attending. Money spent on indirect costs will vary from student to student:

• Books & Supplies:  an estimate of the cost of books and supplies, course materials, supplies, and equipment of an average student for the academic year.
• Transportation: an estimate of the cost of maintaining a vehicle and the cost of traveling to and from the campus.
• Personal Expenses: an estimate of the cost of a student’s personal needs such as clothing, toiletries, entertainment, etc.
• Loan Fees: all federal student loans are subject to an origination fee charged by the lender, which is taken out of the loan before the funds are sent to NAU. The amount listed is an average fee for students that borrow. Actual fees will depend on the amount the student borrows (if any). Students who choose not to borrow do not incur any loan fees.